Consumer Financial Privacy Notice

Gramm-Leach-Bliley Act (GLBA) • How we collect, share, and protect your information.

Financial Companies Choose How They Share Your Personal Information

Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.

1. Information We Collect

The types of personal and financial information we collect and share include:

  • Social Security Number / Tax Identification Number and Income details.
  • Account balances, wire transfer histories, and payment transactions.
  • Credit scores, loan repayment performance, and investment assets.
  • Device identifiers, IP addresses, and behavioral biometric markers.

2. Why We Share Personal Information

All financial institutions need to share customers' personal information to run everyday business:

  • Everyday Business Operations: Processing transfers, maintaining accounts, responding to court subpoenas, and reporting to credit bureaus.
  • Fraud Prevention & AML Screening: Validating transactions against OFAC sanctions and AML watchlists.
  • We NEVER Sell Customer Data: Secure Trust Bank does not sell personal or non-public financial records to external third-party advertisers.